diff --git a/packages/react-reconciler/src/ReactFiberCommitWork.new.js b/packages/react-reconciler/src/ReactFiberCommitWork.new.js
index fb6040109518..d1bbdcdde156 100644
--- a/packages/react-reconciler/src/ReactFiberCommitWork.new.js
+++ b/packages/react-reconciler/src/ReactFiberCommitWork.new.js
@@ -136,6 +136,7 @@ import {
   restorePendingUpdaters,
   addTransitionStartCallbackToPendingTransition,
   addTransitionCompleteCallbackToPendingTransition,
+  setIsRunningInsertionEffect,
 } from './ReactFiberWorkLoop.new';
 import {
   NoFlags as NoHookEffect,
@@ -536,7 +537,17 @@ function commitHookEffectListUnmount(
             }
           }
 
+          if (__DEV__) {
+            if ((flags & HookInsertion) !== NoHookEffect) {
+              setIsRunningInsertionEffect(true);
+            }
+          }
           safelyCallDestroy(finishedWork, nearestMountedAncestor, destroy);
+          if (__DEV__) {
+            if ((flags & HookInsertion) !== NoHookEffect) {
+              setIsRunningInsertionEffect(false);
+            }
+          }
 
           if (enableSchedulingProfiler) {
             if ((flags & HookPassive) !== NoHookEffect) {
@@ -570,7 +581,17 @@ function commitHookEffectListMount(flags: HookFlags, finishedWork: Fiber) {
 
         // Mount
         const create = effect.create;
+        if (__DEV__) {
+          if ((flags & HookInsertion) !== NoHookEffect) {
+            setIsRunningInsertionEffect(true);
+          }
+        }
         effect.destroy = create();
+        if (__DEV__) {
+          if ((flags & HookInsertion) !== NoHookEffect) {
+            setIsRunningInsertionEffect(false);
+          }
+        }
 
         if (enableSchedulingProfiler) {
           if ((flags & HookPassive) !== NoHookEffect) {
diff --git a/packages/react-reconciler/src/ReactFiberCommitWork.old.js b/packages/react-reconciler/src/ReactFiberCommitWork.old.js
index e962039d9ca9..bff8b2781310 100644
--- a/packages/react-reconciler/src/ReactFiberCommitWork.old.js
+++ b/packages/react-reconciler/src/ReactFiberCommitWork.old.js
@@ -136,6 +136,7 @@ import {
   restorePendingUpdaters,
   addTransitionStartCallbackToPendingTransition,
   addTransitionCompleteCallbackToPendingTransition,
+  setIsRunningInsertionEffect,
 } from './ReactFiberWorkLoop.old';
 import {
   NoFlags as NoHookEffect,
@@ -536,7 +537,17 @@ function commitHookEffectListUnmount(
             }
           }
 
+          if (__DEV__) {
+            if ((flags & HookInsertion) !== NoHookEffect) {
+              setIsRunningInsertionEffect(true);
+            }
+          }
           safelyCallDestroy(finishedWork, nearestMountedAncestor, destroy);
+          if (__DEV__) {
+            if ((flags & HookInsertion) !== NoHookEffect) {
+              setIsRunningInsertionEffect(false);
+            }
+          }
 
           if (enableSchedulingProfiler) {
             if ((flags & HookPassive) !== NoHookEffect) {
@@ -570,7 +581,17 @@ function commitHookEffectListMount(flags: HookFlags, finishedWork: Fiber) {
 
         // Mount
         const create = effect.create;
+        if (__DEV__) {
+          if ((flags & HookInsertion) !== NoHookEffect) {
+            setIsRunningInsertionEffect(true);
+          }
+        }
         effect.destroy = create();
+        if (__DEV__) {
+          if ((flags & HookInsertion) !== NoHookEffect) {
+            setIsRunningInsertionEffect(false);
+          }
+        }
 
         if (enableSchedulingProfiler) {
           if ((flags & HookPassive) !== NoHookEffect) {
diff --git a/packages/react-reconciler/src/ReactFiberWorkLoop.new.js b/packages/react-reconciler/src/ReactFiberWorkLoop.new.js
index 3f4071164df5..75d9c76b55d1 100644
--- a/packages/react-reconciler/src/ReactFiberWorkLoop.new.js
+++ b/packages/react-reconciler/src/ReactFiberWorkLoop.new.js
@@ -409,6 +409,8 @@ let rootWithPassiveNestedUpdates: FiberRoot | null = null;
 let currentEventTime: number = NoTimestamp;
 let currentEventTransitionLane: Lanes = NoLanes;
 
+let isRunningInsertionEffect = false;
+
 export function getWorkInProgressRoot(): FiberRoot | null {
   return workInProgressRoot;
 }
@@ -520,6 +522,12 @@ export function scheduleUpdateOnFiber(
 ): FiberRoot | null {
   checkForNestedUpdates();
 
+  if (__DEV__) {
+    if (isRunningInsertionEffect) {
+      console.error('useInsertionEffect must not schedule updates.');
+    }
+  }
+
   const root = markUpdateLaneFromFiberToRoot(fiber, lane);
   if (root === null) {
     return null;
@@ -2551,6 +2559,9 @@ export function captureCommitPhaseError(
   nearestMountedAncestor: Fiber | null,
   error: mixed,
 ) {
+  if (__DEV__) {
+    setIsRunningInsertionEffect(false);
+  }
   if (sourceFiber.tag === HostRoot) {
     // Error was thrown at the root. There is no parent, so the root
     // itself should capture it.
@@ -3162,3 +3173,9 @@ function warnIfSuspenseResolutionNotWrappedWithActDEV(root: FiberRoot): void {
     }
   }
 }
+
+export function setIsRunningInsertionEffect(isRunning: boolean): void {
+  if (__DEV__) {
+    isRunningInsertionEffect = isRunning;
+  }
+}
diff --git a/packages/react-reconciler/src/ReactFiberWorkLoop.old.js b/packages/react-reconciler/src/ReactFiberWorkLoop.old.js
index 604a585406ae..17bfc935bc90 100644
--- a/packages/react-reconciler/src/ReactFiberWorkLoop.old.js
+++ b/packages/react-reconciler/src/ReactFiberWorkLoop.old.js
@@ -409,6 +409,8 @@ let rootWithPassiveNestedUpdates: FiberRoot | null = null;
 let currentEventTime: number = NoTimestamp;
 let currentEventTransitionLane: Lanes = NoLanes;
 
+let isRunningInsertionEffect = false;
+
 export function getWorkInProgressRoot(): FiberRoot | null {
   return workInProgressRoot;
 }
@@ -520,6 +522,12 @@ export function scheduleUpdateOnFiber(
 ): FiberRoot | null {
   checkForNestedUpdates();
 
+  if (__DEV__) {
+    if (isRunningInsertionEffect) {
+      console.error('useInsertionEffect must not schedule updates.');
+    }
+  }
+
   const root = markUpdateLaneFromFiberToRoot(fiber, lane);
   if (root === null) {
     return null;
@@ -2551,6 +2559,9 @@ export function captureCommitPhaseError(
   nearestMountedAncestor: Fiber | null,
   error: mixed,
 ) {
+  if (__DEV__) {
+    setIsRunningInsertionEffect(false);
+  }
   if (sourceFiber.tag === HostRoot) {
     // Error was thrown at the root. There is no parent, so the root
     // itself should capture it.
@@ -3162,3 +3173,9 @@ function warnIfSuspenseResolutionNotWrappedWithActDEV(root: FiberRoot): void {
     }
   }
 }
+
+export function setIsRunningInsertionEffect(isRunning: boolean): void {
+  if (__DEV__) {
+    isRunningInsertionEffect = isRunning;
+  }
+}
diff --git a/packages/react-reconciler/src/__tests__/ReactHooksWithNoopRenderer-test.js b/packages/react-reconciler/src/__tests__/ReactHooksWithNoopRenderer-test.js
index 811be0963915..bacf9da7029a 100644
--- a/packages/react-reconciler/src/__tests__/ReactHooksWithNoopRenderer-test.js
+++ b/packages/react-reconciler/src/__tests__/ReactHooksWithNoopRenderer-test.js
@@ -3090,6 +3090,87 @@ describe('ReactHooksWithNoopRenderer', () => {
         }),
       ).toThrow('is not a function');
     });
+
+    it('warns when setState is called from insertion effect setup', () => {
+      function App(props) {
+        const [, setX] = useState(0);
+        useInsertionEffect(() => {
+          setX(1);
+          if (props.throw) {
+            throw Error('No');
+          }
+        }, [props.throw]);
+        return null;
+      }
+
+      const root = ReactNoop.createRoot();
+      expect(() =>
+        act(() => {
+          root.render(<App />);
+        }),
+      ).toErrorDev(['Warning: useInsertionEffect must not schedule updates.']);
+
+      expect(() => {
+        act(() => {
+          root.render(<App throw={true} />);
+        });
+      }).toThrow('No');
+
+      // Should not warn for regular effects after throw.
+      function NotInsertion() {
+        const [, setX] = useState(0);
+        useEffect(() => {
+          setX(1);
+        }, []);
+        return null;
+      }
+      act(() => {
+        root.render(<NotInsertion />);
+      });
+    });
+
+    it('warns when setState is called from insertion effect cleanup', () => {
+      function App(props) {
+        const [, setX] = useState(0);
+        useInsertionEffect(() => {
+          if (props.throw) {
+            throw Error('No');
+          }
+          return () => {
+            setX(1);
+          };
+        }, [props.throw, props.foo]);
+        return null;
+      }
+
+      const root = ReactNoop.createRoot();
+      act(() => {
+        root.render(<App foo="hello" />);
+      });
+      expect(() => {
+        act(() => {
+          root.render(<App foo="goodbye" />);
+        });
+      }).toErrorDev(['Warning: useInsertionEffect must not schedule updates.']);
+
+      expect(() => {
+        act(() => {
+          root.render(<App throw={true} />);
+        });
+      }).toThrow('No');
+
+      // Should not warn for regular effects after throw.
+      function NotInsertion() {
+        const [, setX] = useState(0);
+        useEffect(() => {
+          setX(1);
+        }, []);
+        return null;
+      }
+      act(() => {
+        root.render(<NotInsertion />);
+      });
+    });
   });
 
   describe('useLayoutEffect', () => {