diff --git a/packages/eslint-plugin/src/rules/consistent-generic-constructors.ts b/packages/eslint-plugin/src/rules/consistent-generic-constructors.ts
index 3524da30859..dfcb5d4a63d 100644
--- a/packages/eslint-plugin/src/rules/consistent-generic-constructors.ts
+++ b/packages/eslint-plugin/src/rules/consistent-generic-constructors.ts
@@ -32,16 +32,32 @@ export default createRule<Options, MessageIds>({
   create(context, [mode]) {
     const sourceCode = context.getSourceCode();
     return {
-      'VariableDeclarator,PropertyDefinition'(
-        node: TSESTree.VariableDeclarator | TSESTree.PropertyDefinition,
+      'VariableDeclarator,PropertyDefinition,:matches(FunctionDeclaration,FunctionExpression) > AssignmentPattern'(
+        node:
+          | TSESTree.VariableDeclarator
+          | TSESTree.PropertyDefinition
+          | TSESTree.AssignmentPattern,
       ): void {
-        const lhs = (
-          node.type === AST_NODE_TYPES.VariableDeclarator ? node.id : node
-        ).typeAnnotation?.typeAnnotation;
-        const rhs =
-          node.type === AST_NODE_TYPES.VariableDeclarator
-            ? node.init
-            : node.value;
+        function getLHSRHS(): [
+          TSESTree.BindingName | TSESTree.PropertyDefinition,
+          TSESTree.Expression | null,
+        ] {
+          switch (node.type) {
+            case AST_NODE_TYPES.VariableDeclarator:
+              return [node.id, node.init];
+            case AST_NODE_TYPES.PropertyDefinition:
+              return [node, node.value];
+            case AST_NODE_TYPES.AssignmentPattern:
+              return [node.left, node.right];
+            default:
+              throw new Error(
+                `Unhandled node type: ${(node as { type: string }).type}`,
+              );
+          }
+        }
+        const [lhsName, rhs] = getLHSRHS();
+        const lhs = lhsName.typeAnnotation?.typeAnnotation;
+
         if (
           !rhs ||
           rhs.type !== AST_NODE_TYPES.NewExpression ||
@@ -69,8 +85,8 @@ export default createRule<Options, MessageIds>({
                 function getIDToAttachAnnotation():
                   | TSESTree.Token
                   | TSESTree.Node {
-                  if (node.type === AST_NODE_TYPES.VariableDeclarator) {
-                    return node.id;
+                  if (node.type !== AST_NODE_TYPES.PropertyDefinition) {
+                    return lhsName;
                   }
                   if (!node.computed) {
                     return node.key;
diff --git a/packages/eslint-plugin/tests/rules/consistent-generic-constructors.test.ts b/packages/eslint-plugin/tests/rules/consistent-generic-constructors.test.ts
index 1ef61f7e55b..6c53d13861c 100644
--- a/packages/eslint-plugin/tests/rules/consistent-generic-constructors.test.ts
+++ b/packages/eslint-plugin/tests/rules/consistent-generic-constructors.test.ts
@@ -23,6 +23,23 @@ ruleTester.run('consistent-generic-constructors', rule, {
 class Foo {
   a = new Foo<string>();
 }
+    `,
+    `
+function foo(a: Foo = new Foo<string>()) {}
+    `,
+    `
+function foo({ a }: Foo = new Foo<string>()) {}
+    `,
+    `
+function foo([a]: Foo = new Foo<string>()) {}
+    `,
+    `
+class A {
+  constructor(a: Foo = new Foo<string>()) {}
+}
+    `,
+    `
+const a = function (a: Foo = new Foo<string>()) {};
     `,
     // type-annotation
     {
@@ -73,6 +90,50 @@ class Foo {
       `,
       options: ['type-annotation'],
     },
+    {
+      code: `
+function foo(a: Foo<string> = new Foo()) {}
+      `,
+      options: ['type-annotation'],
+    },
+    {
+      code: `
+function foo({ a }: Foo<string> = new Foo()) {}
+      `,
+      options: ['type-annotation'],
+    },
+    {
+      code: `
+function foo([a]: Foo<string> = new Foo()) {}
+      `,
+      options: ['type-annotation'],
+    },
+    {
+      code: `
+class A {
+  constructor(a: Foo<string> = new Foo()) {}
+}
+      `,
+      options: ['type-annotation'],
+    },
+    {
+      code: `
+const a = function (a: Foo<string> = new Foo()) {};
+      `,
+      options: ['type-annotation'],
+    },
+    {
+      code: `
+const [a = new Foo<string>()] = [];
+      `,
+      options: ['type-annotation'],
+    },
+    {
+      code: `
+function a([a = new Foo<string>()]) {}
+      `,
+      options: ['type-annotation'],
+    },
   ],
   invalid: [
     {
@@ -190,6 +251,75 @@ class Foo {
 }
       `,
     },
+    {
+      code: `
+function foo(a: Foo<string> = new Foo()) {}
+      `,
+      errors: [
+        {
+          messageId: 'preferConstructor',
+        },
+      ],
+      output: `
+function foo(a = new Foo<string>()) {}
+      `,
+    },
+    {
+      code: `
+function foo({ a }: Foo<string> = new Foo()) {}
+      `,
+      errors: [
+        {
+          messageId: 'preferConstructor',
+        },
+      ],
+      output: `
+function foo({ a } = new Foo<string>()) {}
+      `,
+    },
+    {
+      code: `
+function foo([a]: Foo<string> = new Foo()) {}
+      `,
+      errors: [
+        {
+          messageId: 'preferConstructor',
+        },
+      ],
+      output: `
+function foo([a] = new Foo<string>()) {}
+      `,
+    },
+    {
+      code: `
+class A {
+  constructor(a: Foo<string> = new Foo()) {}
+}
+      `,
+      errors: [
+        {
+          messageId: 'preferConstructor',
+        },
+      ],
+      output: `
+class A {
+  constructor(a = new Foo<string>()) {}
+}
+      `,
+    },
+    {
+      code: `
+const a = function (a: Foo<string> = new Foo()) {};
+      `,
+      errors: [
+        {
+          messageId: 'preferConstructor',
+        },
+      ],
+      output: `
+const a = function (a = new Foo<string>()) {};
+      `,
+    },
     {
       code: 'const a = new Foo<string>();',
       options: ['type-annotation'],
@@ -314,5 +444,79 @@ class Foo {
 }
       `,
     },
+    {
+      code: `
+function foo(a = new Foo<string>()) {}
+      `,
+      options: ['type-annotation'],
+      errors: [
+        {
+          messageId: 'preferTypeAnnotation',
+        },
+      ],
+      output: `
+function foo(a: Foo<string> = new Foo()) {}
+      `,
+    },
+    {
+      code: `
+function foo({ a } = new Foo<string>()) {}
+      `,
+      options: ['type-annotation'],
+      errors: [
+        {
+          messageId: 'preferTypeAnnotation',
+        },
+      ],
+      output: `
+function foo({ a }: Foo<string> = new Foo()) {}
+      `,
+    },
+    {
+      code: `
+function foo([a] = new Foo<string>()) {}
+      `,
+      options: ['type-annotation'],
+      errors: [
+        {
+          messageId: 'preferTypeAnnotation',
+        },
+      ],
+      output: `
+function foo([a]: Foo<string> = new Foo()) {}
+      `,
+    },
+    {
+      code: `
+class A {
+  constructor(a = new Foo<string>()) {}
+}
+      `,
+      options: ['type-annotation'],
+      errors: [
+        {
+          messageId: 'preferTypeAnnotation',
+        },
+      ],
+      output: `
+class A {
+  constructor(a: Foo<string> = new Foo()) {}
+}
+      `,
+    },
+    {
+      code: `
+const a = function (a = new Foo<string>()) {};
+      `,
+      options: ['type-annotation'],
+      errors: [
+        {
+          messageId: 'preferTypeAnnotation',
+        },
+      ],
+      output: `
+const a = function (a: Foo<string> = new Foo()) {};
+      `,
+    },
   ],
 });