diff --git a/packages/eslint-plugin/README.md b/packages/eslint-plugin/README.md
index b7927757924..8987310f174 100644
--- a/packages/eslint-plugin/README.md
+++ b/packages/eslint-plugin/README.md
@@ -132,6 +132,7 @@ Pro Tip: For larger codebases you may want to consider splitting our linting int
 | [`@typescript-eslint/no-unnecessary-qualifier`](./docs/rules/no-unnecessary-qualifier.md)                             | Warns when a namespace qualifier is unnecessary                                                                         |                    | :wrench: | :thought_balloon: |
 | [`@typescript-eslint/no-unnecessary-type-arguments`](./docs/rules/no-unnecessary-type-arguments.md)                   | Enforces that type arguments will not be used if not required                                                           |                    | :wrench: | :thought_balloon: |
 | [`@typescript-eslint/no-unnecessary-type-assertion`](./docs/rules/no-unnecessary-type-assertion.md)                   | Warns if a type assertion does not change the type of an expression                                                     | :heavy_check_mark: | :wrench: | :thought_balloon: |
+| [`@typescript-eslint/no-unsafe-array-reduce`](./docs/rules/no-unsafe-array-reduce.md)                                 | Disallows inferring wide type on array reduce                                                                           |                    |          | :thought_balloon: |
 | [`@typescript-eslint/no-unsafe-call`](./docs/rules/no-unsafe-call.md)                                                 | Disallows calling an any type value                                                                                     |                    |          | :thought_balloon: |
 | [`@typescript-eslint/no-unsafe-member-access`](./docs/rules/no-unsafe-member-access.md)                               | Disallows member access on any typed variables                                                                          |                    |          | :thought_balloon: |
 | [`@typescript-eslint/no-unsafe-return`](./docs/rules/no-unsafe-return.md)                                             | Disallows returning any from a function                                                                                 |                    |          | :thought_balloon: |
diff --git a/packages/eslint-plugin/docs/rules/no-unsafe-array-reduce.md b/packages/eslint-plugin/docs/rules/no-unsafe-array-reduce.md
new file mode 100644
index 00000000000..c91d2a185c2
--- /dev/null
+++ b/packages/eslint-plugin/docs/rules/no-unsafe-array-reduce.md
@@ -0,0 +1,38 @@
+# Disallows inferring wide type on array reduce (`no-unsafe-array-reduce`)
+
+## Rule Details
+
+The type of {} is {}. Any object is assignable to {}. {} is assignable
+to any indexed type (`{[key in string]: whatever}`)
+
+A reduce call with an empty object initializer and no type signature,
+will infer the {} type for the accumulator and result of the reduce
+expression. Since anything is assignable to {}, this means the reduce
+function is essentially unchecked. The result of the expression can then
+also be assigned to an incompatible type without raising any errors.
+
+This rule warns if a reduce call takes an empty object as the initial
+value and has no type signatures.
+
+Examples of **incorrect** code for this rule:
+
+```ts
+/* eslint @typescript-eslint/no-unsafe-array-reduce: ["error"] */
+
+[].reduce((acc, cur) => acc, {});
+```
+
+Examples of **correct** code for this rule:
+
+```ts
+/* eslint @typescript-eslint/no-unsafe-array-reduce: ["error"] */
+
+// Type parameter is fine
+[].reduce<Dict>((acc, _) => acc, {});
+
+// Typed accumulator is fine
+[].reduce((acc: Dict, _) => acc, {});
+
+// Typed init value is fine
+[].reduce((acc, _) => acc, {} as Dict);
+```
diff --git a/packages/eslint-plugin/src/configs/all.json b/packages/eslint-plugin/src/configs/all.json
index 2626767b84c..70f929f221e 100644
--- a/packages/eslint-plugin/src/configs/all.json
+++ b/packages/eslint-plugin/src/configs/all.json
@@ -61,6 +61,7 @@
     "@typescript-eslint/no-unnecessary-qualifier": "error",
     "@typescript-eslint/no-unnecessary-type-arguments": "error",
     "@typescript-eslint/no-unnecessary-type-assertion": "error",
+    "@typescript-eslint/no-unsafe-array-reduce": "error",
     "@typescript-eslint/no-unsafe-call": "error",
     "@typescript-eslint/no-unsafe-member-access": "error",
     "@typescript-eslint/no-unsafe-return": "error",
diff --git a/packages/eslint-plugin/src/rules/index.ts b/packages/eslint-plugin/src/rules/index.ts
index 486b8a97945..d75559320eb 100644
--- a/packages/eslint-plugin/src/rules/index.ts
+++ b/packages/eslint-plugin/src/rules/index.ts
@@ -53,6 +53,7 @@ import noUnnecessaryCondition from './no-unnecessary-condition';
 import noUnnecessaryQualifier from './no-unnecessary-qualifier';
 import noUnnecessaryTypeArguments from './no-unnecessary-type-arguments';
 import noUnnecessaryTypeAssertion from './no-unnecessary-type-assertion';
+import noUnsafeArrayReduce from './no-unsafe-array-reduce';
 import noUnsafeCall from './no-unsafe-call';
 import noUnsafeMemberAccess from './no-unsafe-member-access';
 import noUnsafeReturn from './no-unsafe-return';
@@ -147,6 +148,7 @@ export default {
   'no-unnecessary-qualifier': noUnnecessaryQualifier,
   'no-unnecessary-type-arguments': noUnnecessaryTypeArguments,
   'no-unnecessary-type-assertion': noUnnecessaryTypeAssertion,
+  'no-unsafe-array-reduce': noUnsafeArrayReduce,
   'no-unsafe-call': noUnsafeCall,
   'no-unsafe-member-access': noUnsafeMemberAccess,
   'no-unsafe-return': noUnsafeReturn,
diff --git a/packages/eslint-plugin/src/rules/no-unsafe-array-reduce.ts b/packages/eslint-plugin/src/rules/no-unsafe-array-reduce.ts
new file mode 100644
index 00000000000..fb7c08bd9f5
--- /dev/null
+++ b/packages/eslint-plugin/src/rules/no-unsafe-array-reduce.ts
@@ -0,0 +1,74 @@
+import { TSESTree } from '@typescript-eslint/experimental-utils';
+import * as ts from 'typescript';
+import * as util from '../util';
+
+type MessageIds = 'unsafeArrayReduce';
+
+export default util.createRule<[], MessageIds>({
+  name: 'no-unsafe-array-reduce',
+  meta: {
+    type: 'problem',
+    docs: {
+      description: 'Disallows inferring wide type on array reduce',
+      category: 'Possible Errors',
+      recommended: false,
+      requiresTypeChecking: true,
+    },
+    messages: {
+      unsafeArrayReduce:
+        'This reduce call does not have sufficient type information to be safe.',
+    },
+    schema: [],
+  },
+  defaultOptions: [],
+
+  create(context) {
+    const parserServices = util.getParserServices(context);
+    const checker = parserServices.program.getTypeChecker();
+
+    return {
+      CallExpression(node: TSESTree.CallExpression): void {
+        const originalNode = parserServices.esTreeNodeToTSNodeMap.get(node);
+
+        // foo.reduce<T>(...)
+        //  ^    ^    ^
+        //  |    \     - node.typeArguments
+        //  \     - node.expression.name
+        //   - node.expression.expression
+        if (ts.isPropertyAccessExpression(originalNode.expression)) {
+          const isArray = checker.isArrayType(
+            checker.getTypeAtLocation(originalNode.expression.expression),
+          );
+
+          if (isArray && originalNode.expression.name.text === 'reduce') {
+            const funcArgument: ts.Expression | undefined =
+              originalNode.arguments[0];
+            const initArgument: ts.Expression | undefined =
+              originalNode.arguments[1];
+
+            if (
+              // Init argument is an empty object literal (with no type assertion,
+              // in case you're a bad developer and have disabled no literal type
+              // assertions)
+              initArgument &&
+              ts.isObjectLiteralExpression(initArgument) &&
+              !initArgument.properties.length &&
+              !ts.isAsExpression(initArgument) &&
+              // There's no type argument reduce
+              !originalNode.typeArguments &&
+              // There's no accumulator type declaration
+              ts.isArrowFunction(funcArgument) &&
+              funcArgument.parameters[0] &&
+              !funcArgument.parameters[0].type
+            ) {
+              context.report({
+                node,
+                messageId: 'unsafeArrayReduce',
+              });
+            }
+          }
+        }
+      },
+    };
+  },
+});
diff --git a/packages/eslint-plugin/tests/rules/no-unsafe-array-reduce.test.ts b/packages/eslint-plugin/tests/rules/no-unsafe-array-reduce.test.ts
new file mode 100644
index 00000000000..eb03bc2f77b
--- /dev/null
+++ b/packages/eslint-plugin/tests/rules/no-unsafe-array-reduce.test.ts
@@ -0,0 +1,67 @@
+import path from 'path';
+import rule from '../../src/rules/no-unsafe-array-reduce';
+import { RuleTester } from '../RuleTester';
+
+const rootDir = path.resolve(__dirname, '../fixtures/');
+const ruleTester = new RuleTester({
+  parser: '@typescript-eslint/parser',
+  parserOptions: {
+    sourceType: 'module',
+    tsconfigRootDir: rootDir,
+    project: './tsconfig.json',
+  },
+});
+
+ruleTester.run('no-unsafe-array-reduce', rule, {
+  valid: [
+    {
+      // Type parameter is fine
+      code: `
+type Dict = { [key in string]?: string }
+[].reduce<Dict>((acc, _) => acc, {});`,
+    },
+    {
+      // Typed accumulator is fine
+      code: `
+type Dict = { [key in string]?: string }
+[].reduce((acc: Dict, _) => acc, {});`,
+    },
+    {
+      // Typed init value is fine
+      code: `
+type Dict = { [key in string]?: string }
+[].reduce((acc, _) => acc, {} as Dict);`,
+    },
+    {
+      // Non-object init value is fine
+      code: `
+type Dict = { [key in string]?: string }
+[].reduce((acc, _) => acc, []);`,
+    },
+    {
+      // Non-reduce is fine
+      code: `[].filter(() => true);`,
+    },
+    {
+      // Non-array reduce is fine
+      code: `reduce((acc, _) => acc, {});`,
+    },
+  ],
+
+  invalid: [
+    {
+      code: `[].reduce((acc, cur) => acc, {});`,
+      output: `[].reduce((acc, cur) => acc, {});`,
+      errors: [{ messageId: 'unsafeArrayReduce' }],
+    },
+    {
+      code: `
+const arr = []
+arr.reduce((acc, cur) => acc, {});`,
+      output: `
+const arr = []
+arr.reduce((acc, cur) => acc, {});`,
+      errors: [{ messageId: 'unsafeArrayReduce' }],
+    },
+  ],
+});